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Last update : July 2010
How Anyone Can Easily Buy

The Right Computer At The Right Price

(Even if you know nothing about technology)

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Want to improve your credit rating? Consider using a low-limit Credit Card as a strategy of monthly borrowing and repaying. It works wonders. Find out more.
If you follow this simple computer buying plan it is easy to buy the right one for your needs even if you know little about PCs or are confused by the complex specifications.

But first it is important to understand why most people don't need either an expensive or powerful computer - because 95% of computer users, including myself, use their PCs for what I call the big 4 -

  1. Email
  2. Internet surfing
  3. Writing letters, updating simple spreadsheets, and
  4. Playing music/videos
So why buy an expensive computer when even a cheap computer will effectively handle those jobs? Excessive computer power is only needed for hardcore gaming and serious number crunching.
To buy the right computer focus on just 2 points
  1. The amount of RAM, and
  2. The Chip (also referred to as the processor)

RAM - What to look for

RAM stands for Random Access Memory and the more RAM the smoother and faster the machine will run. Note that RAM is sometimes called SDRAM or just plan 'memory'.

  • With RAM look for a minimum of 3GB
  • Note that 1GB = 1,000MB and some manufactures will say 3GB but others perhaps 3072MB - both examples are the same

The Chip - What to look for

The Chip, sometimes called the Processor, is like the engine of a car. As you're only going to be using your PC for the big 4 mentioned above, you won't be needing a Ferrari or Porsche engine. But you will need a respectable little grunt so it's a medium powered chip/engine you want.

There are 2 main Chip companies, Intel and the smaller AMD. When it comes to the Chip I'd advise an Intel Pentium and NOT their Celeron version. Repeat - NOT Intel's Celeron chip (as it's far too underpowered).

But what about the model of the Pentium Chip, does this matter? For example, in the 2 examples below one has a Dual-Core E5200 and the other a Dual-Core E5300. Does it matter which one you go for?

No, just make sure it's an Intel Pentium chip and the machine has 3GB minimum of Ram and I can assure you that the computer you buy will be fine for your needs.

What about all the other specs like hard drive and DVD
  • Forget about hard drive capacity - the machine will have more than enough for your needs
  • Forget about how fast the DVD writer is - it will be fast enough for your needs
  • Forget about the graphics card - you're not going to be playing complex games so the standard graphics package that comes with the machine will be fine
  • Forget about everything else - including how many USB slots it has, PCI expansion slots and everything else

Again, if you buy a machine with 3GB of RAM and an Intel Pentium chip everything else associated with the PC will be more than enough for your needs.

Something to think about - Monitor size
One area to think about when buying a new PC is the size of the monitor. 17" is too small so try to buy 19" at a minimum. These used to be expensive but now they're pretty much standard and can be bought for little more than £100 from Amazon.
2 Computer examples - How to cut through all the specifications

Listed below are the specifications for 2 different computers and I have highlighted (in red) the 2 points to focus on.

As you can see both machines have a minimum of 3GB of Ram and come with Pentium chips - which means they are good computers to buy.

Incidentally, they both cost under £400, one is a Dell and the other a Compaq.

Computer specifications - Example 1

  • Intel Pentium Dual-Core E5200
  • (2.5GHz, 2MB Cache)
  • Genuine Windows Vista® Home Premium
  • 3GB memory
  • 320GB hard drive
  • Integrated graphics
  • DVD Rewriter
  • 6x USB ports

Computer specifications - Example 2
  • Genuine Windows Vista® Business with Service Pack 1, 32-bit - English
  • Processor: Intel Pentium Dual Core, E5300 (2.6GHz, 800Mhz, 2MB)
  • Microsoft® Works 9.0 - English
  • 17in E1709W WIDESCREEN Black UK/Irish (1440 x 900) TCO99
  • 3072MB 800MHz Dual Channel DDR2 SDRAM [1x2048 + 1x1024]
  • 250GB (7200rpm) Serial ATA Hard Drive with 8MB DataBurst cache
  • Integrated Intel® Graphic Media Accelerator X4500
  • 16x DVD +/- RW Drive
Try to replace a computer after 5 years

Chances are if you buy a new computer today it will still be working in 10-15 years. However, after about 5 years it will start to get too slow and become somewhat of a burden.

This is because software makers develop programs to run on the machines built today. And as technology or more importantly the speed of technology always advances at a quick pace, computers more than 5 years old need to be replaced as they're too out of date.

And this is another advantage to buying a good-value machine today (under £400). Why for example buy something expensive that's not going to last more than 4-5 years.

If you buy a Dell watch out for the expensive add-ons

All the desktop machines I've bought over the last 5 years have been Dells because I don't think they can't be beaten for what they offer - price and stability.

However, watch Dell's business model because I think it works like this -

Sell extremely good value machines for little profit but try to get the consumer to buy expensive add-ons such as increased hard drive capacity, backup tools, printers and worst of all extended warranties.

Don't fall for these games, especially extended warranties. If the machine does break, which is unlikely, it will usually be cheaper to take it to a local PC shop to be repaired.

I have bought at least 12+ Dell machines over the last 5 years and have never bought a Dell add-on. But say you do need a printer or something similar - I'd buy it independently from someone like Amazon where the prices are very hard if not impossible to beat (plus their customer service is great).

Summary

You don't have to be a computer expert to buy the right machine at a great price, in the £350 - £400 range. All you have to do is focus on 2 main points -

  • Make sure it's an Intel Pentium chip (not the Intel Celeron), and
  • With at least 3GB of RAM

I follow the same procedure when I buy my computers and having been around PCs for the last 20 years so know what I'm talking about. And if you follow my 2 guidelines it's almost impossible to buy the wrong machine, ie one that is either underpowered or is too overpowered and expensive for your needs.

Good luck and if you're in the UK then use Wizmark Computers because it does an excellent job sorting and finding the best Dell Deals.

More Computer related help article
Looking for something? Then search this site:


Navigation: Assorted FAQs section

© 2010 LearnMoney.co.uk All rights reserved

The information on the LearnMoney.co.uk website has been compiled from sources believed to be reliable, but is not warranted to be accurate or complete.
All recommendations and comments are provided for general interest only and should not be construed as advice.
Professional advice should always be sought before buying or investing in any financial product.
The price of securities and any income from them can go down as well as up.
Past performance of a security or market is not necessarily indicative of future trends.
Any opinions and recommendations on LearnMoney.co.uk are given in good faith, but without legal responsibility and are subject to change without notice
.

Learn to be a Financial Hunter - not the hunted
.Home..|..Personal Finance information & help..|..Stockmarket & Investing information & help
Assorted FAQs
Navigation: Assorted FAQs section
FREE Report - How to Audit your Credit File
With errors your rating will suffer
How a clean credit rating can save you money
4 steps to a clean up any mistakes
Don't discount the importance of your credit file
It's absolutely critical.....
Get the FREE report

You Are Here: Home > Assorted FAQs > Question and answer
Last update : July 2010
How Anyone Can Easily Buy

The Right Computer At The Right Price

(Even if you know nothing about technology)

Adverts
Want to improve your credit rating? Consider using a low-limit Credit Card as a strategy of monthly borrowing and repaying. It works wonders. Find out more.
If you follow this simple computer buying plan it is easy to buy the right one for your needs even if you know little about PCs or are confused by the complex specifications.

But first it is important to understand why most people don't need either an expensive or powerful computer - because 95% of computer users, including myself, use their PCs for what I call the big 4 -

  1. Email
  2. Internet surfing
  3. Writing letters, updating simple spreadsheets, and
  4. Playing music/videos
So why buy an expensive computer when even a cheap computer will effectively handle those jobs? Excessive computer power is only needed for hardcore gaming and serious number crunching.
To buy the right computer focus on just 2 points
  1. The amount of RAM, and
  2. The Chip (also referred to as the processor)

RAM - What to look for

RAM stands for Random Access Memory and the more RAM the smoother and faster the machine will run. Note that RAM is sometimes called SDRAM or just plan 'memory'.

  • With RAM look for a minimum of 3GB
  • Note that 1GB = 1,000MB and some manufactures will say 3GB but others perhaps 3072MB - both examples are the same

The Chip - What to look for

The Chip, sometimes called the Processor, is like the engine of a car. As you're only going to be using your PC for the big 4 mentioned above, you won't be needing a Ferrari or Porsche engine. But you will need a respectable little grunt so it's a medium powered chip/engine you want.

There are 2 main Chip companies, Intel and the smaller AMD. When it comes to the Chip I'd advise an Intel Pentium and NOT their Celeron version. Repeat - NOT Intel's Celeron chip (as it's far too underpowered).

But what about the model of the Pentium Chip, does this matter? For example, in the 2 examples below one has a Dual-Core E5200 and the other a Dual-Core E5300. Does it matter which one you go for?

No, just make sure it's an Intel Pentium chip and the machine has 3GB minimum of Ram and I can assure you that the computer you buy will be fine for your needs.

What about all the other specs like hard drive and DVD
  • Forget about hard drive capacity - the machine will have more than enough for your needs
  • Forget about how fast the DVD writer is - it will be fast enough for your needs
  • Forget about the graphics card - you're not going to be playing complex games so the standard graphics package that comes with the machine will be fine
  • Forget about everything else - including how many USB slots it has, PCI expansion slots and everything else

Again, if you buy a machine with 3GB of RAM and an Intel Pentium chip everything else associated with the PC will be more than enough for your needs.

Something to think about - Monitor size
One area to think about when buying a new PC is the size of the monitor. 17" is too small so try to buy 19" at a minimum. These used to be expensive but now they're pretty much standard and can be bought for little more than £100 from Amazon.
2 Computer examples - How to cut through all the specifications

Listed below are the specifications for 2 different computers and I have highlighted (in red) the 2 points to focus on.

As you can see both machines have a minimum of 3GB of Ram and come with Pentium chips - which means they are good computers to buy.

Incidentally, they both cost under £400, one is a Dell and the other a Compaq.

Computer specifications - Example 1

  • Intel Pentium Dual-Core E5200
  • (2.5GHz, 2MB Cache)
  • Genuine Windows Vista® Home Premium
  • 3GB memory
  • 320GB hard drive
  • Integrated graphics
  • DVD Rewriter
  • 6x USB ports

Computer specifications - Example 2
  • Genuine Windows Vista® Business with Service Pack 1, 32-bit - English
  • Processor: Intel Pentium Dual Core, E5300 (2.6GHz, 800Mhz, 2MB)
  • Microsoft® Works 9.0 - English
  • 17in E1709W WIDESCREEN Black UK/Irish (1440 x 900) TCO99
  • 3072MB 800MHz Dual Channel DDR2 SDRAM [1x2048 + 1x1024]
  • 250GB (7200rpm) Serial ATA Hard Drive with 8MB DataBurst cache
  • Integrated Intel® Graphic Media Accelerator X4500
  • 16x DVD +/- RW Drive
Try to replace a computer after 5 years

Chances are if you buy a new computer today it will still be working in 10-15 years. However, after about 5 years it will start to get too slow and become somewhat of a burden.

This is because software makers develop programs to run on the machines built today. And as technology or more importantly the speed of technology always advances at a quick pace, computers more than 5 years old need to be replaced as they're too out of date.

And this is another advantage to buying a good-value machine today (under £400). Why for example buy something expensive that's not going to last more than 4-5 years.

If you buy a Dell watch out for the expensive add-ons

All the desktop machines I've bought over the last 5 years have been Dells because I don't think they can't be beaten for what they offer - price and stability.

However, watch Dell's business model because I think it works like this -

Sell extremely good value machines for little profit but try to get the consumer to buy expensive add-ons such as increased hard drive capacity, backup tools, printers and worst of all extended warranties.

Don't fall for these games, especially extended warranties. If the machine does break, which is unlikely, it will usually be cheaper to take it to a local PC shop to be repaired.

I have bought at least 12+ Dell machines over the last 5 years and have never bought a Dell add-on. But say you do need a printer or something similar - I'd buy it independently from someone like Amazon where the prices are very hard if not impossible to beat (plus their customer service is great).

Summary

You don't have to be a computer expert to buy the right machine at a great price, in the £350 - £400 range. All you have to do is focus on 2 main points -

  • Make sure it's an Intel Pentium chip (not the Intel Celeron), and
  • With at least 3GB of RAM

I follow the same procedure when I buy my computers and having been around PCs for the last 20 years so know what I'm talking about. And if you follow my 2 guidelines it's almost impossible to buy the wrong machine, ie one that is either underpowered or is too overpowered and expensive for your needs.

Good luck and if you're in the UK then use Wizmark Computers because it does an excellent job sorting and finding the best Dell Deals.

More Computer related help article
Looking for something? Then search this site:


calculus9257
© 2010 LearnMoney.co.uk All rights reserved

The information on the LearnMoney.co.uk website has been compiled from sources believed to be reliable, but is not warranted to be accurate or complete.
All recommendations and comments are provided for general interest only and should not be construed as advice.
Professional advice should always be sought before buying or investing in any financial product.
The price of securities and any income from them can go down as well as up.
Past performance of a security or market is not necessarily indicative of future trends.
Any opinions and recommendations on LearnMoney.co.uk are given in good faith, but without legal responsibility and are subject to change without notice
.