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You Are Here: Home > Personal Finance > Banking & Saving > Top 3 accounts > Top 3 General
Top 3 Savings Accounts

Instant Access

Updated :
Every Monday
|
Last update :
06 Feb
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Current interest rate :
0.5%
Unsure what an Instant Access Savings Account is - Then see this 5 minute guide
Santander
Account name :
Instant Access Account
Interest Rate :
3.10% variable
Net interest rate :
2.48% (20% taxpayer)
1.86% (higher rate)
Withdrawal restrictions :
Instant access
Minimum opening balance :
£1
Misc :
Includes a 2.60% bonus for the first 12 months
More Details :
Website
Comments:
  • Well done Santander, the only major high street bank that's done anything for savers over the last couple of years
  • Even though this is a Spanish bank all UK deposits are insured up to £85,000 by the UK government
Skipton Building Society
Account name :
Online Bonus Saver
Interest Rate :
3.05% variable
Net interest rate :
2.44% (20% taxpayer)
1.83% (higher rate)
Withdrawal restrictions :
Instant access
Minimum opening balance :
£1,000
Misc :
Includes a 1.55% bonus for the first 12 months
More Details :
Website
Comments:
  • New from 2 weeks ago and at 3.05% what's not to like about it?
Post Office
Account name :
Online Saver
Interest Rate :
3.01% variable
Net interest rate :
2.41% (20% taxpayer)
1.81% (higher rate)
Withdrawal restrictions :
Instant access
Minimum opening balance :
£1
Misc :
More Details :
Website
Comments:
  • Good rate for instant access, can't add more than that
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