Can you reclaim late fees
Whenever you miss a monthly credit card payment you card will always charge a fee, usually around £12.
Some people report that as long as you haven't got a history of late paying there's a good chance your card company will refund it to you.
- Phone them up
- Be polite
- Argue your case, and
- I think you've got at least a 50-50 shot
However, I'm afraid there's almost no chance that they'll remove the late payment entry on your credit file.
Think about reclaiming past late payment fees
If you've paid a many late payment fees over the last several years you'll probably be able to get many of them reimbursed. See this excellent site for more details - www.reclaimbankcharges.org