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Credit Cards

Good news: Late penalty charges cut to £12
Last update : September 2010
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Yes, since April 2006 the penalty fees for late or missed payments as well as exceeding your credit limit have been lowered from around £25 to £12.

Any provider that charges more than £12 can be subject to an investigation by the Office of Fair Trading.

If you have past credit card charges and would like them refunded see this website - www.reclaimbankcharges.org
Good news! Credit Card penalty charges have been cut to around £12

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