| A Charity Credit Card works by giving a percentage of the money that you spend to a certain charity. For example, the National Trust Credit Card obviously helps the National Trust.
Charity Cards work by paying the charity an initial sign up bonus of between £5 and £20. They will then pay the charity a further 25p per for every £100 spent on the Card, which is a very minute sum.
It is also important to know that if you borrow on the Card, ie fail to repay your balance in full every month, the charity will not receive any interest. That goes straight to the card issuer.
I therefore view Charity Cards as slightly gimmicky.
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