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You Are Here: Home > Personal Finance > Credit Cards > FAQ > Question and answer
Good news when using a Credit Card abroad

You get the same protection as if in the UK

Want a great Credit Card? Find out why these 4 Cards are probably the best on the market. So much so we use 3 of them ourselves. More information.
The House Of Lords has recently ruled that consumers should receive the same protection when using their Credit cards worldwide as they get in the UK.

This means that if you buy an item or services using your Credit Card in Berlin, Dubai or Hong Kong and it is faulty or fails to be delivered, you can claim a refund from your Card provider.

'Section 75' is the consumers friend
Section 75 of the Consumer Credit Act, the law used for protection, does not cover all spending. It offers protection for purchases between £100 and £30,000 but only when a Credit Card is used. Use a Debit Card and the protection doesn't apply.

See also

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How to Audit your Credit File

With errors your rating will suffer
How a clean credit rating can save you money
4 steps to a clean up any mistakes
Don't discount the importance of your credit file
It's absolutely critical.....
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