This one is a simple and quick method to add a pretty good safeguard to your Credit Card.

Firstly, this is a fraud problem that could occur -

• Anytime your credit card is out of your site skulduggery can happen
• For example, you're in a restaurant ask for the bill and then give your credit card to the waiter who takes it away for processing
• What the waiter then does is quickly copy down the name on the card, the card number AND very importantly the 3 digits on the back
• The waiter will normally sell this information on to Credit Card gangs who will pay far more because the data contains the all important 3 digits on the back
• These 3 digits are put in by the Credit Card Company as extra safeguard and are pretty effective
• You only need to quote the 3 numbers on the back when you use your card on the phone or internet
• But when you pay for things in person the 3 digits are not necessary either for you or the retail outlet/restaurant

This Is The Anti fraud Trick

• Get some good quality masking tape and place a small piece over the 3 digits on the back of the card
• Now, if/when somebody tampers with the tape it will be impossible not to notice and you can straight away call your Credit Card Company to stop future payments

Summary

Credit card fraud as we all know is a massive problem and whereas the Credit Card companies have their part to play in making things as secure as possible, so do we as the cards are kept in our wallets/purses.

Simple anti-fraud tricks such as this are one way of effectively making sure our cards as secure as possible.

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