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Credit Card FAQs
Page Summary:
Offers some of the more common questions & answers relating to Credit Cards
Want a great Credit Card? Find out why these 4 Cards are probably the best on the market. So much so we use 3 of them ourselves. More information.

General Q&A

Minimum monthly repayments have been lowered from 5% to 2%. Is this good news?
I missed a monthly payment because of an emergency. Can I get refunded?
How can I reduce my monthly interest rate (APR) on my card?

How is my spending limit determined?
Can I be fined if I don't tell my Credit Card provider when I move house?

The different styles of Credit Cards Q&A

What is a Cash Back Credit Card and how does it work?
What are Football Credit cards and are they worth having?
Are Charity Credit Cards worth having?

Balance transfers Q&A

What is the Golden Rule that cannot be broken when using a 0% Balance transfer Card?
What is a 'life of Balance' Credit Card and are they better than 0% Balance Transfer Cards?
What does a 'capped fee' mean on a 0% balance transfer card?
With a 0% Balance Transfer Card can I transfer an overdraft that I've got with my Bank?

Credit Card & online fraud Q&A

What is Section 75 and how it protects Credit Card holders
Credit Card Fraud - Your rights and entitlement to compensation
To combat fraud should I call my Card provider before I go on holiday to let them know?
Worried about security and fraud when shopping online? Here's an idea.
Can Credit Card fraud be reduced if the small 3 digits on the back of a Card are hidden?

Using your Card abroad Q&A

I'm worried about fraud when I'm on holiday is it a good idea to use Pre Paid Credit Cards.
Are goods/services bought abroad with my Card offered protection under 'Section 75'?

See also

FREE Report

How to Audit your Credit File

With errors your rating will suffer
How a clean credit rating can save you money
4 steps to a clean up any mistakes
Don't discount the importance of your credit file
It's absolutely critical.....
Get the FREE report
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