Learn to be a Financial Hunter - Not the Hunted


How To Audit Your Credit File
Step 4: Wait 4-6 weeks then re-order your Credit File
The banks don't usually move fast and neither do the CRAs. So if you find any problems or errors on your credit file and in turn correct them, I'd suggest you wait for 2 months before re-ordering your file to make sure it is correct. 

If there are still errors then you're going to have to go back and follow the necessary steps until everything is put right.

As I have indicated a few times before in this guide: nobody gets a good credit rating - you have to earn one. 

To be blunt, unless you're willing to put the effort in to making sure the information, both personal and financial, on your credit file is as accurate as it can be it's unlikely your credit score will ever be as clean or strong as it could be. 

The good news is once your credit file audit is completed you'll only have to reorder your file once per year to make sure everything is in tip-top shape. 

Good luck and I hope you've found this guide helpful.

Alex Green

LearnMoney's 10 Secrets of Good Personal Finance

This Credit File guide has been written with the strategies and tips from our 10 Secrets of Good Personal Finance very much in mind.

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